6 FIGURE VET - ACADEMY TERMS OF PURCHASE

Last updated: October 8, 2026

1. Who we are. These terms are between you and David Plazas, doing business as 6 Figure Vet ("6FV", "we", "us"). Contact: David@6figurevet.com. "6 Figure Vet" is our brand name. It does not promise that you will earn six figures or reach any particular account value.

2. What you are buying. 6FV Paid Academy includes lifetime access to our educational course and private community, lessons on investing fundamentals, educational Q&A, and accountability to build your knowledge, confidence, and financial habits. You will receive immediate access after your first payment clears.

3. What 6FV is. 6FV is an online education community. We teach how the stock market works, how to understand a business before owning it, and long-term investing habits, through recorded lessons, group Q&A, and community discussion. We teach the whole group. We do not give personalized investment, legal, or tax advice, we do not manage or hold or invest your money, and we do not offer any investment product. Nothing we teach is a recommendation that you buy or sell any security. You make your own decisions and are responsible for them. Not financial advice. Do your own research.

4. No results promised. We do not promise or guarantee any investment return, income, or outcome. Investing involves risk, including loss of money. Past results of David or any member do not predict your results.

5. Lifetime access. "Lifetime" means for as long as the Academy operates, not for your life and not forever. If we plan to close the Academy, we will give notice by email to the address you used at checkout. We may update, reorganize, or replace content over time. You must be 18 or older to purchase.

6. Price and payment. All prices are in US dollars. You may pay $3,000 in full, or in 3 monthly installments of $1,000 ($3,000 total, the same as paying in full). If you choose installments, you authorize us to charge your card $1,000 at checkout and $1,000 on the same date each of the next 2 months. If a month has no such date, the charge is made on the last day of that month. The plan ends after the 3rd payment. There is no auto-renewal and no further charge after that.

7. Failed payments. If a charge fails, we may retry it, and you authorize us to charge an updated card you give us for the unpaid amount. While a payment is unpaid, your access may pause until it is fixed. Any unpaid balance is still owed. Pausing access does not cancel it.

8. Ending access. You may stop using the Academy at any time. If you stop on your own, or if we remove you for breaking these terms (section 10), you receive no refund and any unpaid installments are still owed. Removal only happens for the reasons in section 10.

9. No refunds. This is a digital educational product with immediate access, so all sales are final and there are no refunds after purchase. This does not limit any remedy the law requires us to give you.

10. Community rules and your use. The content is for your personal use. Do not share your login, or copy, record, or resell our content. Do not harass others or break the community rules. We may remove you for a material breach of this section.

11. Ownership. We own the course, lessons, recordings, and materials. You get a personal, non-transferable license to use them while you have access. You may not claim them as yours.

12. Payment problems and disputes. If you have a problem with a charge, please contact us at David@6figurevet.com first so we can try to fix it. This is a request, not a requirement. Nothing here limits your right to dispute a charge with your bank or card issuer. If you dispute a charge, your access may pause while it is reviewed. By buying, you confirm you are the authorized cardholder and that you will receive immediate access. We may give your bank or Stripe these terms, your acceptance record, and your access and activity records.

13. Limit of liability. To the extent the law allows, our total liability to you for any claim related to the Academy is limited to the amount you paid us. We are not liable for investment losses or decisions you make. This does not limit liability the law does not allow us to limit.

14. Changes. We may update these terms for future purchases. The version you accepted at checkout applies to your purchase.

15. Entire agreement and severability. These terms are the whole agreement for your purchase. If any part is found unenforceable, the rest stays in effect.

16. Governing law and venue. These terms are governed by the laws of the State of Florida, except that any consumer protections that apply to you by law still apply. Any lawsuit must be brought in the courts in Orange County, Florida, unless the law gives you the right to sue elsewhere.

By checking the box at checkout, you confirm you are 18 or older, you have read and agree to these terms, and you understand that "lifetime" means as long as the Academy operates.